Our latest must-reads on finance and the economy. ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌  Read online   December 26, 2023   How Banks Can Stay Resilient As AI Becomes More Disruptive By Greg Larkin, Janene Jonas Finance is more vulnerable than ever to disruption by big tech. Here's how leaders can respond. What Every Leader Needs to Know About Carbon Credits by Varsha Ramesh Walsh, Michael W. Toffel Do you know the difference between a high-quality carbon project and one that risks your reputation? How to Build a Start-Up—Without VC Funding from HBR On Strategy If you're trying to grow a business without a lot of resources, this episode is for you. What Innovators Who Create New Markets Do Differently by W. Chan Kim, Renée Mauborgne Three mindsets that lead to "nondisruptive creation." The Hidden Costs of Layoffs from HBR On Leadership It can take years for companies to bounce back from these setbacks.     BEST SELLERS HBR's 10 Must Reads: The Essentials | HBR's 10 Must Reads Boxed Set | HBR Guide to Persuasive Presentations | HBR Guide to Better Business Writing | HBR Guide to Getting the Right Work Done     FEATURED PRODUCT The First Rule of Mastery: Stop Worrying about What People Think of You By Michael Gervais, PhD with Kevin Lake In The First Rule of Mastery, high-performance psychologist Michael Gervais presents a groundbreaking guide for overcoming what may be the single greatest constrictor of human potential: our fear of people's opinions (FOPO). He reveals the mental skills and practices we need to overcome FOPO—the same skills he's taught to the top performers in the world, including sports MVPs, world-renowned artists and musicians, and Fortune 100 leaders and teams. $30.00 Learn more     FEATURED PRODUCT Crypto: Tools for Preparing Your Team for the Future By Harvard Business Review, Jeff John Roberts, Omid Malekan, Molly White, Steve Glaveski The crypto era has arrived, and business will never be the same. Real applications of crypto technology are growing exponentially: cryptocurrency payments are moving frictionlessly across borders; NFTs are generating real value for creators and consumers alike; and new blockchain-enabled business models are being built around decentralized finance and Web3. What do you and your company need to know and do today to create new opportunities and avoid disruption? In Crypto: Tools for Preparing Your Team for the Future, you'll apply the ideas from "Crypto: The Insights You Need from Harvard Business Review" to help you and your team embrace decentralized technology and thrive in the new age of crypto. $49.95 Learn more     ADVERTISEMENT   HBR.ORG | TOPICS | THE MAGAZINE | BOOKS | CASES | STORE | SUBSCRIBE TO HBR   UNSUBSCRIBE | MANAGE EMAIL PREFERENCES   PRIVACY POLICY | CONTACT     To ensure email delivery, add noreply@a.email.hbr.org to your address book, contacts, or safe sender list. Copyright © 2023 Harvard Business School Publishing. All rights reserved.   Harvard Business Publishing 20 Guest St, Suite 700 Brighton, MA 02135